Personal Savings

Statement Savings Accounts

  • $100.00 minimum to open account.
  • $4.00 service charge per month will be applied if the balance falls below $200.00 any day of the month.
  • This fee does not apply to minors under 18 years of age or senior citizens 60 years of age or older if we have been notified.
  • It is the responsibility of the customer to inform us of their Date of Birth.
  • Interest is credited monthly.

Money Market Deposit Accounts

  • $1,500.00 minimum to open account
  • Monthly statement.
  • $9.00 service charge per statement cycle unless a minimum balance of $1,500.00 is maintained the entire statement cycle.
  • Interest rates are tiered and interest is credited monthly.
  • Interest rate will decrease to savings rate for the days the balance falls below the minimum balance of $1,500.00.

Certificates of Deposit

  • $500.00 minimum to open account.
  • Fixed rates with maturities ranging from 6 months to 7 years.
  • Interest may be compounded to the certificate.
  • Penalties for early withdrawal.
  • Automatic renewals.

Individual Retirement Accounts

  • Fixed rates with maturities ranging from 1 year to 8 years.
  • Interest may be compounded to the IRA.
  • Penalties for early withdrawal if person is under 59 1/2 years of age.
  • Automatic renewals.